Insurance for Contractors & Skilled Tradespeople. Do you work with your hands to build, install or fix things? We offer customized business insurance policies to protect you from the risks you may be facing. Who needs contractors insurance? It takes years of dedication to perfect your craft. It only takes a few minutes to protect your employees, equipment, and reputation against losses that could be hard to recover from. These are just some examples of contracting businesses that should be protected: Handypersons Home renovation contractors Residential Painter Landscapers Residential Electrician HVAC Contractor (Commercial) Finish Carpenter Cleaning Services (Commercial) Why do contractors need insurance? Protect people and property Contractors and construction businesses get trusted with projects that involve a lot of moving parts. Accidents happen, but insurance can help your business recover from the costs of accidental property damage or injuries. Protect tools, equipment and supplies Contractors and construction businesses rely on tools, equipment, and supplies to get a job done. Insurance can help you replace these items if they get damaged or stolen. Protect your bottom line. Enhance your reputation Be ready when customers ask if you have proof of insurance. Insurance can help contractors or construction businesses gain trust, enhance their reputation and grow. Attract better talent Good help is hard to find. By insuring their business, contractors and construction businesses can attract and retain talented employees. Insurance gives you credibility and gives your employees peace of mind.